Personal Umbrella Insurance for Extra Liability Protection
Add an Extra Layer of Protection to Your Policy
Umbrella insurance gives you added liability protection in case your auto or home policy limits aren’t enough to cover a major claim. It’s an affordable way to extend your coverage and protect your savings, property, and future from lawsuits or costly accidents. Whether you own rental properties, have significant assets, host guests often, or simply want peace of mind, we’ll help you decide if umbrella insurance is right for you. Our agents explain how this extra layer of coverage works with your existing policies, and help you find the right amount at the right price.
How Umbrella Insurance Adds Real Value
Umbrella insurance provides extra liability protection for peace of mind when life’s bigger risks come into play.
Extends Liability Limits on Core Policies
Add a financial safety net in case your standard auto or home policy limits aren’t enough in a serious claim.
Ideal for Homeowners, Renters & Landlords
Extra coverage benefits those with assets, tenants, pets, or frequent guests who increase liability risk.
Affordable Rates for Broad Protection
For a small monthly cost, you can dramatically increase your protection in serious legal or injury situations.
How Umbrella Insurance Protects What You’ve Built
Umbrella policies offer peace of mind in high-stakes situations, with extra coverage when you need it most.
Our umbrella insurance gives you added peace of mind with expanded protection that picks up where your home or auto policy leaves off.
How We Add Umbrella Coverage to Your Policy
We Review Your Existing Coverage & Needs
We evaluate your liability risk and current policy limits to determine where umbrella coverage can fill critical gaps.
We Compare Umbrella Options for Extra Protection
We provide clear comparisons of umbrella policies so you understand the limits and benefits of each option.
We Issue the Policy & Stay Available for Future Changes
We issue the umbrella policy and provide ongoing support to ensure it integrates smoothly with your other coverage.
Personal Umbrella Insurance FAQs Explained
Who should consider getting umbrella insurance?
Anyone with significant assets or risk exposure should consider an umbrella policy for added protection.
How much extra coverage does an umbrella policy provide?
Most umbrella policies add $1 million or more in liability coverage, on top of your existing policies.
Does umbrella insurance cover legal fees?
Yes, it can help cover legal defense costs if you’re sued for damages beyond your base policy limits.
Does umbrella insurance apply to rental properties?
Yes, if someone is injured or property is damaged at your rental, your umbrella policy can help cover what your landlord policy doesn’t.