ATV & Recreational Vehicle Insurance for Off-Road Protection
Hit the Trails with Confidence & Protection
From Wyoming trails to Colorado backroads, we help you protect your ATV or UTV with the right coverage for your off-road lifestyle. Whether you're riding through private land, state parks, or national forests, your recreational vehicle needs liability protection, physical damage coverage, and optional theft or transport insurance. We’ll help you stay compliant with trail regulations and ensure your vehicle is covered both in use and during storage. Our policies are designed to match your terrain, habits, and budget—so you can ride with confidence.
What Makes Our ATV Coverage Different
ATV coverage needs to match how you ride, where you ride, and the risks of off-road terrain in our region.
Built for Off-Road Use & Terrain Risks
We offer policies that reflect the way you ride, with coverage for trails, hunting land, and rough terrain.
Covers Liability & Physical Damage
Coverage includes collision, theft, and property damage—whether your ATV is at home or on a trail.
Easy Claims & Responsive Support
If something happens, we’re here to help—fast response, clear guidance, and easy claims handling.
Why ATV Owners Choose Our Local Expertise
We offer off-road coverage that fits the real world—not just what’s written in a generic policy.
We help ATV and UTV owners get coverage that fits their terrain, riding habits, and the risks of living and exploring in our region.
How We Match You with the Right ATV Coverage
We Review Your ATV Type & Usage
We look at your ATV’s make, model, use, and storage so we can recommend the right protection for your terrain and habits.
We Shop Carriers That Cover Off-Road Vehicles
We compare pricing and coverage between carriers that offer reliable, affordable ATV insurance in our region.
We Make Sure You’re Covered Before You Hit the Trail
We make sure your policy is active and includes everything needed for safe, worry-free riding.
ATV & Recreational Vehicle Insurance FAQs
Do I need special insurance for trail riding?
Yes, if you're riding on public trails or parks, you’ll likely need a policy that includes liability and proper registration.
Does my ATV policy cover me on public land?
Yes, we can set up policies that protect you on both private and public land, with trail coverage if required.
What’s included in ATV liability coverage?
ATV liability usually covers bodily injury and property damage if you’re at fault in an accident.
Can I add theft protection to my ATV policy?
Yes, theft coverage is available and can be added to most ATV policies to protect against loss or damage.