Workers’ Compensation Insurance That Covers Your Team
Insurance That Supports Safe, Compliant Workplaces
Workers’ compensation insurance protects your team and your business by covering medical expenses, lost wages, and rehabilitation if someone is injured on the job. In both Colorado and Wyoming, most businesses with employees are required to carry workers’ comp, but many policies go beyond compliance to offer real support when your people need it most. Whether you manage a restaurant in Cheyenne or a construction firm in Denver, we’ll help you build a policy that fits your team, keeps you legal, and supports recovery after an accident.
How Workers’ Compensation Protects Everyone
Workers’ comp is required in most states and provides critical financial protection for employees and employers after a workplace injury.
Protects Employees After On-the-Job Injuries
When an employee is hurt at work, workers’ comp covers their medical care, recovery costs, and lost wages.
Legally Required in Colorado & Wyoming
Colorado and Wyoming laws typically mandate workers’ compensation once you hire employees.
Helps You Stay Compliant & Competitive
Workers’ comp builds trust with employees and helps your business compete for contracts and qualified workers.
How Workers’ Comp Coverage Supports Your Success
Our workers’ comp plans are designed to protect your people and your business with easy claims and clear communication.
Our workers’ comp solutions support your team with fast claims handling and strong return-to-work programs.
Our Process for Setting Up Workers’ Comp Policies
We Understand Your Team Size & Job Roles
We take time to understand your employee types, safety risks, and the nature of work they perform daily.
We Match Your Policy to State & Industry Requirements
We ensure your policy meets state mandates and the expectations of landlords, clients, or project owners.
We Help File Claims & Manage Policy Changes
We support you beyond setup—helping with injury claims, policy updates, audits, and compliance questions.
Workers’ Compensation Insurance FAQs Explained
Is workers’ comp required for my small business?
Yes, in both Colorado and Wyoming, most employers are required to carry workers’ comp—even with just one employee.
What does workers’ comp cover if someone gets hurt?
It covers medical bills, lost wages, and rehabilitation costs if an employee is injured or becomes ill due to work.
How are workers’ comp rates calculated?
Rates depend on industry, payroll size, claims history, and how risky the work environment is.
What happens if I don’t carry workers’ comp?
You may face penalties, fines, and liability for medical expenses out of pocket if an employee is injured.