Boat & Watercraft Coverage for Lakes, Rivers & Local Adventures
Smooth Sailing Starts with Smart Coverage
We provide boat and watercraft insurance for all types of vessels, from fishing boats to jet skis, with coverage tailored to local lakes and rivers. Whether you're taking your boat out on Chatfield Lake in Colorado or Glendo Reservoir in Wyoming, we make sure you're covered on the water, in storage, and during transport. Our policies protect against liability, collision, theft, storm damage, and more. We also help you navigate marina requirements, seasonal coverage, and optional protections like trailer insurance or personal effects coverage.
Why Boat Insurance Matters in This Region
Boating in Colorado or Wyoming requires insurance that accounts for local waterways, storage, and seasonal use.
Covers Property Damage & Liability
Protect your boat, docked or in motion, with liability and physical damage coverage for local use.
Designed for Local Lakes & Seasonal Storage
We tailor coverage for inland boating, winter storage, transport, and regional watercraft risks.
Knowledge of Regional Boating Needs
We understand the local regulations and risks involved in boating across Colorado and Wyoming.
The Value of Watercraft Insurance You Can Rely On
Your boat or jet ski needs smart protection built around how and where you use it most.
We insure boats and watercraft with policies that reflect how you use them—from inland lakes and rivers to seasonal storage and transport.
What to Expect When We Quote Your Boat Insurance
We Ask About How & Where You Use Your Boat
We’ll talk about the type of boat you have, where you take it, and how often it’s in use or in storage.
We Compare Options from Leading Marine Insurers
We’ll help you review the details of each quote so you understand coverage limits, deductibles, and options.
We Finalize the Right Fit & Help You Stay Covered
We assist with policy setup, carrier communication, and ongoing service to keep your boat protected season to season.
Boat & Watercraft Insurance FAQs
Is boat insurance required in Colorado or Wyoming?
While not required by law, boat insurance is strongly recommended and may be required by marinas or lenders.
What types of boats or watercraft can be insured?
We insure boats, jet skis, pontoons, fishing vessels, and more—with coverage options tailored to your watercraft type.
Can I pause boat insurance in the off-season?
Yes, we offer flexible coverage options including seasonal or storage coverage for the off months.
Does boat insurance cover damage while in storage?
Yes, we can include storage protection so your boat is covered year-round, even when it’s not in the water.